Press | July 22, 2025

Credit Engine Adds a New Feature to Digital Debt Collection System "CE Collection" to Automatically Generate Optimized Dunning Schedules

Credit Engine has launched a new feature for its digital debt collection system.

Credit Engine, a provider of the online lending platform “CE Online Lending Platform,” has launched a new feature for its digital debt collection system “CE Collection” that automatically generates optimal dunning schedules based on data such as the behavioral history of delinquent debtors.

This will enable personalized and efficient dunning based on the behavioral history of delinquent debtors. It is also expected to streamline debt collection operations and speed up payment confirmation by avoiding unnecessary notifications and excessive stress on debtors, thereby facilitating communication.

Credit Engine has been promoting the digitalization of debt management and collection through the provision of its digital debt management and collection system “CE Collection.” In February 2024, Credit Engine began a demonstration experiment of dunning negotiation AI specializing in delinquent debt and payment reminders utilizing generative AI, thus exploring the use of generative AI in the debt collection field.

Credit Engine has now added a new feature that automatically optimizes the timing of dunning based on past behavioral history data of delinquent debtors.

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▼ Feature Overview
A function that automatically optimizes dunning schedules based on data such as delinquent debtors’ behavioral history (e.g., easy-to-contact times).

■ Benefits for adopting companies
・Smoother communication with delinquent debtors
・Promotes efficient collection through personalized dunning
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■ About Credit Engine, Inc.
Credit Engine's mission is “Transform Lending. Transform Borrowing.” Through the development of the online lending platform “CE Online Lending Platform,” Credit Engine aims to facilitate the flow of money in society and realize a stress-free society where individuals and businesses can procure funds more easily, when and as much as they need, through technology and data.
URL: https://creditengine.jp/

■ Contact:
Credit Engine, Inc.
Finance and Strategy Team, Public Relations
Contact: contact@creditengine.jp